FCA & ICC REGULATED TRADE FINANCE

Powering Global Trade
with Smart Finance

Letters of credit, escrow payments, invoice factoring, supply chain finance, and trade insurance � all on one platform. Built for UK & international B2B commerce with full regulatory compliance.

�4.7B+ Trade Volume Financed
12,000+ Businesses Served
85+ Countries Covered
99.7% Payment Security Rate
FCA Regulated
ICC UCP 600 Compliant
Bank-Grade Security
85+ Countries
Trade Assurance
FINANCE PRODUCTS

Trade Finance Solutions

From letters of credit to supply chain finance � choose the right financial instrument for every trade.

Popular

Letters of Credit (LC)

Bank-guaranteed payment assurance for international trade. Reduce counterparty risk on cross-border transactions.

  • Sight & usance LCs
  • Standby letters of credit (SBLC)
  • ICC UCP 600 compliant
  • 200+ issuing banks worldwide
  • Digital document submission

Escrow Services

Secure third-party payment holding. Funds released only when both parties confirm delivery and satisfaction.

  • Multi-currency escrow
  • Milestone-based releases
  • Automated dispute resolution
  • Real-time tracking dashboard
  • FCA regulated accounts
Fast

Invoice Factoring

Unlock cash from unpaid invoices within 24 hours. Improve working capital without taking on debt.

  • Up to 90% advance rate
  • 24-hour funding
  • Recourse & non-recourse options
  • Selective invoice discounting
  • Credit control support

Supply Chain Finance

Optimise payment terms across your supply chain. Suppliers get paid early while buyers extend terms.

  • Reverse factoring
  • Dynamic discounting
  • Multi-tier supplier support
  • ERP integration ready
  • Automated payment matching

Trade Credit Insurance

Protect against buyer default, political risk, and non-payment. Trade confidently in any market.

  • Single buyer & whole turnover cover
  • Political risk insurance
  • Pre-shipment & post-shipment
  • Export credit guarantees
  • Lloyd's syndicate backing

Bank Guarantees & Bonds

Performance bonds, advance payment guarantees, and bid bonds for tenders and contracts worldwide.

  • Performance guarantees
  • Advance payment bonds
  • Bid/tender bonds
  • Retention money guarantees
  • URDG 758 compliant

From Application to Funding in 4 Steps

Our digital-first platform makes trade finance fast, transparent, and accessible to businesses of all sizes.

1

Apply Online

Submit your trade finance application in under 10 minutes. Upload invoices, POs, or LC requests digitally.

2

Credit Assessment

Our AI-powered risk engine assesses your application using trade data, financial history, and counterparty analysis.

3

Get Approved

Receive multiple funding offers from our panel of 50+ lenders, banks, and institutional investors within 24�48 hours.

4

Trade & Get Paid

Execute your trade with confidence. Track shipments, manage documents, and receive payments � all from one dashboard.

Trusted by Thousands of Businesses

Enterprise-grade trade finance with unmatched speed and transparency.

�4.7B+
Total Trade Financed
24hrs
Average Approval Time
50+
Lending Partners
0.05%
Default Rate
USE CASES

Finance Every Type of Trade

Whether you're importing raw materials or exporting finished goods, we have the right solution.

Import Finance

Finance the purchase of goods from overseas suppliers with pre-shipment funding, LCs, and import loans. Extend payment terms while suppliers get paid upfront.

Export Finance

Access pre-export working capital, export LCs, and forfaiting to fund production and bridge the gap between shipment and payment collection.

Commodity Trade

Structured commodity finance for oil, metals, agriculture, and soft commodities. Warehouse receipts, pre-payment, and tolling finance available.

Distributor & Dealer Finance

Stock finance and channel finance for dealers, wholesalers, and distributors. Fast inventory funding with flexible repayment aligned to sales cycles.

E-Commerce & Marketplace

Working capital for online sellers, marketplace escrow, and buyer financing. Integrated with Zuto Marketplace for seamless B2B digital trade.

Construction & Project Finance

Performance bonds, advance payment guarantees, and retention release for infrastructure and construction projects. FIDIC-aligned instruments.

Fully Regulated & Compliant

Every transaction meets UK, EU, and international trade finance standards.

FCA Authorised

Fully authorised and regulated by the Financial Conduct Authority for all financing activities.

ICC Standards

All LCs comply with UCP 600 and guarantees follow URDG 758 � the global gold standards.

AML & KYC

Robust anti-money laundering checks, enhanced due diligence, and PEP/sanctions screening on every transaction.

OFAC & EU Sanctions

Real-time sanctions screening against OFAC, EU, UN, and HMT lists. Fully compliant with UK Export Control.

Trade Finance, Reimagined

We combine cutting-edge fintech with deep trade expertise to deliver faster, cheaper, and more transparent financing for global commerce.

  • Digital-first: apply, track, and manage everything online � no paper, no fax
  • 50+ lending partners including Tier 1 banks, fintechs, and institutional funds
  • AI-powered credit scoring with 24-hour turnaround
  • Multi-currency: GBP, EUR, USD, and 30+ currencies supported
  • Integrated with Elinom ERP, Marketplace, and FleetTrack modules
  • Dedicated trade finance advisor for deals above �100K
  • SWIFT-connected for real-time payment tracking
  • OpenBanking & API access for enterprise treasury integration
�4.7B+
Trade Volume Financed
24hr
Average Decision Time
0.05%
Default Rate
4.9?
Client Satisfaction

Banking & Institutional Partners

TESTIMONIALS

What Our Clients Say

Hear from businesses already using Elinom Trade Finance to power their global trade operations.